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Protection essentials

Health and dental insurance that fits your life.

Canadian employers typically offer full-time workers a group benefits plan with health and dental coverage. However, many Canadians may be without benefits, such as those who are self-employed or unemployed, those in contractual, seasonal or part-time positions (gig workers), or stay-at-home parents with no spousal coverage. And provincial health care plans don’t cover nearly the same extent of health and dental requirements that a good benefits package does. 

If you find yourself without employer benefits, there’s no need to cross your fingers and hope that your out-of-pocket health and dental costs are manageable – solutions are available to help you get the health benefits you need.

Read the full article*

* This article opens in a new window directing you to Manulife's Solutions for Financial Planning Magazine. 

© 2020 Manulife. The persons and situations depicted are fictional and their resemblance to anyone living or dead is purely coincidental. This media is for information purposes only and is not intended to provide specific financial, tax, legal, accounting or other advice and should not be relied upon in that regard. Many of the issues discussed will vary by province. Individuals should seek the advice of professionals to ensure that any action taken with respect to this information is appropriate to their specific situation. E & O E. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value.